This is a follow-up article to the first article by the same name. This article contains even more money saving ideas.
Being unhealthy is expensive, especially for those who have no health care insurance. Disciplined people who are determined to nurture their health can decrease their chances of suffering from heart attacks, strokes, lung cancer, and diabetes. These health problems are expensive and distressing, but healthy living can decrease the chances of suffering from these health problems.
Healthy living means having a healthy diet, and a consistent exercise routine. Healthy living also means using healthy stress management techniques to keep stress levels low and avoiding unhealthy stress management techniques such as smoking and excessive drinking.
Another good way to save money is to pay off credit cards each month. Not doing so can subject the borrower to interest rates as high as 28%.
An excellent way to save money is to buy older cars and to keep car insurance rates low by having a good driving record.
People can decrease their heating costs by sleeping for eight hours with extra blankets. This will allow them to keep their household temperatures as low as 55 degrees at night.
With good planning and organization, people can make fewer trips to town in their cars. Doing so will allow them to use less gas.
Those who buy expensive luxury items often have to make payments on these items for years. Debtors often can pay off these debts quickly by selling the luxury items.
Instead of frequently paying other people to repair their possessions, those who want to save money should be careful to maintain such items so that repairs are not needed as often. Reading and following the maintenance schedule for the family car, for example, can save much money because the family car will need fewer repairs.
Those people who want to save money also should study all of the bills they receive. When they find overcharges, they should challenge those bills that seem to be incorrect.
As the New England proverb advocates,
“Use it up,
Wear it out,
Make it do,
Or do without.”