Most sensible employees will try to get out of debt and try to build a financial nest egg. This article will help both the unemployed and the employed and to build a financial nest egg. Included in this article are many examples of money saving tips.
Saying “no” to extended warranties, for example, is one way to save money. Repairs of purchases such as cars, large appliances, and electronic equipment probably will cost less than the cost of the extended warranties for those purchases. Some auto extended warranties are actually scams.
Digital cable TV service plans and packages can cost as much as ten times what services such as Amazon Prime Video, Hulu TVs and Videos, or Netflix streaming can cost. Streaming music also is cheaper than buying CDs. Most people will be healthier if they spend less time watching TV on the sofa and spend more time exercising, which they easily can do while listening to music on MP3 players.
There no longer is as much of a need to buy a separate Global Positioning System (GPS) unit. There now are GPS aps on cell phones. There also are in-dash GPS units in newer cars.
It no longer is as necessary to buy separate digital cameras. There now are smart phone cameras. The small size of the smart phones makes it possible to have these smart phone cameras more available for unexpected opportunities to take important pictures.
Internet shopping can save employees money in many ways. It is easier to search the internet for the best deals than it is to search for the best deals at brick and mortar stores. It certainly takes less time and gas. Many thrift stores, garage sales, and flea markets also are on the internet.
Bottled water might be no more pure than tap water. Water filters for tap water can be much less expensive as alternatives to bottled water. Not using bottled water also is environmentally friendly because it means fewer plastic bottles will be thrown away.
Most cars today are made to run on the cheaper 87 Octane gas. Buying the more expensive brands probably will not make cars run better. Motorists should check their car owner manuals to be sure.
Those who are able to convince their supervisors to allow them to do their jobs by teleworking will surely save money, time, and stress. These employees will have less wear and tear on their cars and will spend less money on gas. They also will save time that would have been spent in stressful commuting. In addition, they will help to cut down on pollution from cars.
Extended family living is cheaper than when family members own or rent several residences. If the family is a cohesive, cooperative unit, there also can be savings on daycare, eldercare, and transportation costs.
Home gardens are a great way to save on food. They also are good educational experiences for young children who might think that food magically appears at the supermarket.
Earning more money is another option for employees. It is easier for employees to save money when they are earning more money. Starting a small business when unemployed or even as a second job can generate extra money. Those who are promoted at work usually will earn more money,
This article’s final way to save money is to use the library or the internet, instead of buying books or subscribing to magazines or newspapers. Information on the internet is less costly and might be only hours old instead of days old, as with newspapers, or weeks old, as with magazines. Using the library and internet for reading material also will make it easier to avoid clutter, because there will be no old books, magazines, and newspapers. In addition, choosing the library and the internet means there will be fewer trees cut down to make paper for books, magazines, and newspapers.
How have you managed to save money in the past? Please comment below.